A $15M industrial manufacturer required capital for an acquisition and working capital. Yaw Capital negotiated a senior + subordinated debt package with a syndicate of lenders, closing in 70 days.
Yaw Capital specializes exclusively in financing business acquisitions — helping buyers secure the right loan to buy a business and close with confidence.
Most mergers & acquisitions (M&A) don’t fail because the cost is too high. They fail because the buyer doesn’t have the right loan or funding in place to complete the deal. Yaw Capital is here to fix that. We specialize in business acquisition financing to help buyers secure funds that align with their deal, timeline, and profile. Our approach to acquisition financing is practical and well-calculated. Whether it’s your first business acquisition loan or you want capital for a larger purchase, we connect you with lenders who understand your business and really want to fund it.
Buying a business is one of the most important financial decisions you’ll ever make. The only thing that becomes a barrier between a successful and unsuccessful business deal is financing. This is where acquisition financing helps a lot. Basically, it is a method in which capital is used to fund the purchase of a business, structure the deal in the right way, and close it on time.
No need to start a business from scratch. An existing business often comes with customers, cash flow, and systems already in place. But to buy it, you should have adequate cash on you, which we don’t have. In such situations, Yaw Capital helps first-time entrepreneurs, veteran investors, private equity firms, and search fund operators in finance to buy a business.
We also have connections with a vast network of SBA lenders, traditional banks, and private capital providers. Our expertise is to match buyers with capital sources who can fund the loan to buy a business quickly.
You don’t have to empty your personal savings to purchase a business. There are many options available in the form of business acquisition loans, such as traditional bank loans, government-backed SBA acquisition loans (like 7(a)), online lender loans, seller financing (where the seller acts as the bank), and alternative options like private/structured capital, mezzanine debt, and rollover for business startups (robs). Yaw Capital deals in all these types of loans. We cover the typical deal size from $250,000 to $250 million.
We know that every deal is unique, and it is impossible that one particular type of loan can work in all business deals. Our team reviews your financial records and the seller’s business to offer you a loan from a reliable lender with suitable terms and conditions. We have years of experience in this field and know exactly how to make lenders understand your offer, improve approval odds, and make your acquisition flawless from start to finish.
Buyers turn to Yaw Capital because we make business acquisition financing manageable, transparent, and centered on their deal, not in favor of the lender. We take time to understand what you’re buying, how the numbers work, and what lenders will actually support. For many of our clients, that peace of mind is just as valuable as the capital itself.
Exclusive focus on business acquisition financing (no distractions, no side products).
Deep national lender network built over decades.
Proven track record from $500K SBA-backed acquisitions to $250M+ capital markets transactions.
Hands-on advisory that makes lenders say yes.
At Yaw Capital, we guide buyers through the acquisition process with clarity and proper structure. From the first call to the day you close, our role is to eliminate the risk, link you to the right lender, and make sure you take over the business. Here’s how we do it:
We review the business, purchase terms, cash flow, and your experience to see how lenders will view the opportunity.
After that, we vet your profile and the business you’re buying, set realistic expectations, spot red flags early, and position your offer as credible.
From SBA loans to layered debt and equity, we build a structure that supports approval and long-term success.
Instead of doing a blind search, we approach lenders who already understand your industry and risk profile.
Our Numbers
Behind every number is a deal made possible—our track record shows the scale, reach, and trust we bring to every transaction. At Yaw Capital, the data tells a story of growth, opportunity, and results for business buyers nationwide.
A $15M industrial manufacturer required capital for an acquisition and working capital. Yaw Capital negotiated a senior + subordinated debt package with a syndicate of lenders, closing in 70 days.
Before you make an offer, know exactly where you stand. Yaw Capital’s prequalification gives buyers and sellers clear, professional guidance backed by acquisition financing experts.
Healthcare Sponsor
We needed a blend of institutional and private debt for a healthcare deal. Yaw Capital pulled it together seamlessly.
Franchise Investor
No one else had access to the franchise lenders we needed. Yaw Capital closed $30M in financing with incredible speed.
Manufacturer
Our manufacturing expansion needed a creative structure. Yaw Capital built a senior and subordinated package that fit perfectly.
PE-Backed Buyer
They closed a $22M brand deal for us by sourcing mezzanine debt. Without Yaw Capital, we would have had to give up much more equity.
SaaS Acquirer
Yaw Capital delivered us a loan to buy a business when we thought equity was our only option. Their network is unmatched.
Landscaping Business Owner
They didn’t just close my landscaping deal—they also negotiated working capital terms that made running the business easier.
Brewery Buyer
Many lenders wouldn’t touch breweries. Yaw Capital knew exactly who to call for finance to buy a business.
CPA Firm Owner
Buying out my partner was emotional and complicated. Yaw Capital made the financing side stress-free.
Auto Shop Buyer
The auto repair deal had lender concerns, but Yaw Capital presented the valuation so well that we got it done.
Gym Franchisee
Expanding gyms is capital intensive, but Yaw Capital found the right SBA partner for me. They knew the fitness space inside and out.
Cleaning Company Buyer
As a first-time buyer, I needed hand-holding. Yaw Capital made sure I understood everything and matched me with a lender who moved fast.
Specialty Food Business Owners
They helped us buy our dream food business and even secured business acquisition funding for the new equipment we needed. Couldn’t ask for better.
Home Healthcare Buyer
Healthcare deals are complex, but Yaw Capital navigated every step. Their lender relationships made the difference.
Childcare Operator
I didn’t think buying another daycare would be doable so soon, but Yaw Capital structured financing that covered licensing and upgrades.
Staffing Agency Buyer
The SBA loan process looked impossible until Yaw Capital stepped in. They found a lender who understood the staffing industry and made it work.
First-Time Buyer
If you want a partner that knows SBA inside and out, Yaw Capital is it. They helped me buy my dream business without unnecessary stress.
Outdoor Retail Buyer
The process was faster than I expected. Yaw Capital’s team knew how to push things forward and keep the lender accountable.
HVAC Buyer
I wasn’t sure I could get financing with limited capital, but Yaw Capital structured a deal with a seller note and SBA debt that worked perfectly.
Manufacturing Company Buyer
From day one, they treated me like a partner. Their SBA expertise and lender relationships gave me confidence at every step.
Marketing Agency Buyer
Other brokers told me my agency wasn’t financeable. Yaw Capital proved them wrong and found a lender who valued my recurring revenue contracts.
Dental Practice Owner
I was buying out my mentor’s dental practice and needed someone who could bridge the financing gap. Yaw Capital secured an SBA loan and guided me every step of the way.
Multi-Unit Franchisee
As a franchise operator, I’ve dealt with banks before. Yaw Capital delivered terms I didn’t think were possible and made expansion painless.
DTC Brand Buyer
The team understood online businesses better than any bank I spoke with. They matched me with a lender who ‘got it’ and closed my eCommerce acquisition in record time.
IT Services Buyer
Yaw Capital made buying my first business possible. I was overwhelmed by the SBA process, but they handled everything, found the right lender, and got me across the finish line.
Freight Company Buyer
Our trucking acquisition had a lot of moving parts. Yaw Capital knew which lenders were comfortable with logistics and got the deal closed despite industry volatility.
First, the buyer finds and values the target business based on its assets, cash flow, and growth potential. Next, they choose a financing option debt (bank loans, SBA loans, or private lenders), equity (selling ownership to investors), or both. Lenders then review the buyer’s credit, industry experience, and the target company’s financial position, often using the business’s cash flow or assets as collateral. Once approved, the funds are structured to cover the purchase price and closing costs. After the deal closes, the buyer repays the loan or manages investor expectations using the acquired business’s revenue.
Business acquisition financing is the funding used to buy an existing business, franchise, or a major share in another company. It helps you take over a business that already has customers, revenue, staff, and daily operations set up. The capital can be approved from banks, SBA, private lenders, investors, or even the seller, and it may be structured as a loan, equity investment, or both. This financing usually covers the purchase price, legal and broker fees, and working capital after the deal. It allows businesses to grow faster, enter new markets, and avoid the risks of starting from zero.
Yes, business acquisition loans can include real estate. Many buyers use a single loan to cover the business itself and the property it occupies. This approach is common with SBA loans or commercial real estate loans. Bundling real estate helps you build equity, reduce long-term costs, and make it better for those looking for business loans for buying a business.
Industries that are hardest to finance are usually high-risk, heavily controlled, or capital-intensive. Sectors like biotechnology, cannabis, oil & gas, airlines, adult entertainment, cryptocurrency, and large-scale real estate often face extra scrutiny from banks. For buyers in these areas, traditional funding is difficult, so specialized lenders are needed.
Getting acquisition financing usually takes 2 to 4 months, but it can be more or less based on the deal. Things like reviewing financials, lender approvals, and due diligence take time. At Yaw Capital, we help buyers go through the process and secure business loans for buying a business without delay.
Yes, you can get SBA loans to buy a business. The SBA 7(a) loan is the most popular option and is widely used as one of the best loans to buy a business because of low down payments, long repayment terms, and competitive rates. However, the SBA is a kind of bank loan, which makes approvals easier for buyers.
The best loan to buy a business depends entirely on your situation. The right choice depends on your credit profile, available collateral, deal size, and how the business generates cash flow. Some loans to buy a business may offer low interest rates but under some vague conditions.
Business acquisition financing is the capital used to buy an existing business. It can be bank loans, SBA loans, private lenders, or even seller financing to cover the purchase price and working capital. Buyers use it to grow faster, enter new markets, or acquire proven cash flow, customers, and systems without building everything from scratch.
Reach out to YAW Capital for loans, business discussions or general inquiries.
