We needed a blend of institutional and private debt for a healthcare deal. Yaw Capital pulled it together seamlessly.
Yaw Capital bridges the gap between ambition and acquisition. Whether you’re acquiring your first company or adding to an established portfolio, we simplify the complex world of business-acquisition financing. Our process is built on precision underwriting, deep lender relationships, and decades of M&A experience—ensuring every deal is structured to close.
We primarily serve buyers across the United States, with expanded reach into Canada, South & Central America, and Europe. No matter where you’re based, if you’re targeting a qualified acquisition within the U.S., Yaw Capital can connect you to lenders and capital partners ready to fund your transaction.
Path 1
Small Business Buyers ($250K – $5M Deals)
Path 2
Mid-Market & Institutional Buyers ($5M – $250M Deals)
Path 3
Sellers & Brokers: Prequalify a Business
If you’re purchasing a main-street or lower-middle-market business—Yaw Capital helps you secure SBA 7(a) or hybrid debt structures designed for cash-flow acquisitions.
Our advisors evaluate both you and your target business through metrics that matter: historical EBITDA, debt-service-coverage ratio (DSCR), liquidity, and your operational background. We then match your deal with lenders most likely to approve and fund efficiently.
For larger acquisitions and portfolio roll-ups, Yaw Capital’s Capital Markets Team sources multi-layered capital stacks across senior, mezzanine, and private credit financing. We engage commercial banks, private-credit funds, and institutional investors to optimize leverage and cost of capital.
Before you go to market, Yaw Capital can prequalify your business so qualified buyers know it is financeable. Our Sell-Side Prequalification evaluates the company’s historical performance, cash-flow durability, working-capital profile, and collateral to determine indicative debt capacity and the most likely capital path (e.g., SBA 7(a) for smaller transactions; conventional/capital-markets solutions for larger deals).
Once our analysis is complete, you’ll receive a Lender-Ready Finance-ability Summary outlining indicative loan size, target leverage, DSCR, and covenant expectations.
Prequalifying a business expands the qualified buyer pool, reduces re-trades, signals credibility to lenders, and shortens cycle time from LOI to funding—often resulting in stronger offers and higher certainty of close.
Timeline: typically 1-2 business days after receiving complete financials and key documents. (Indicative; final terms depend on buyer qualifications and full underwriting.)
Every engagement follows a transparent, results-driven methodology.
Provide basic details about your acquisition target and personal background. Within days, we identify viable financing paths and issue you a Pre-Qualification Letter.
Yaw Capital offers two distinct types of prequalification—one focused on buyers and the other on businesses—each designed to accelerate deal certainty and strengthen lender confidence.
For acquirers (individuals, partnerships, or investment groups), our underwriting team analyzes personal and financial capacity to determine the range and structure of acquisitions you can confidently pursue.
We evaluate credit, liquidity, income, existing debt, and experience in management or ownership. If you’ve already identified a target, we review the seller’s financials, normalize EBITDA, and estimate DSCR (Debt Service Coverage Ratio) based on realistic purchase assumptions.
For sellers and brokers representing a business for sale, Yaw Capital performs a sell-side prequalification to assess whether the company itself qualifies for acquisition financing under SBA or conventional lending standards.
We analyze the company’s historical financials, adjusted EBITDA, customer concentration, collateral, and industry risk to establish indicative debt capacity and structure expectations. The result is a lender-oriented summary that you can present to buyers and M&A advisors to streamline offers and accelerate closings.
We identify lenders most likely to approve your transaction—banks, credit unions, SBLCs, and private-credit firms—based on your target’s size, industry, and deal profile.
Yaw Capital negotiates interest rates, amortization terms, and collateral requirements to ensure the most competitive outcome. We present multiple options so you can compare terms before committing.
Once a lender is selected, we assemble your full financing package: business financials, tax returns, purchase agreement, projections, and management resumes. Our team communicates directly with underwriters to keep the process moving.
Yaw Capital coordinates all closing tasks between you, the seller, the lender, and closing counsel. We ensure funds are disbursed efficiently and conditions are cleared.
Post-close, we remain available for refinancing, recapitalization, or expansion funding as your needs evolve.
Prequalification is more than a formality—it’s the foundation of a successful acquisition. Yaw Capital’s prequalification analysis reviews:
Credit Profile
Personal and business credit history, FICO scores, existing debt obligations
Liquidity & Equity
Available cash reserves, investment capital, and collateral
Industry Experience
Operational or management background relevant to target business
Acquisition Target Metrics
EBITDA, cash flow stability, customer concentration, margin profile
Deal Structure Fit
Seller note potential, earn-out terms, working-capital needs
By completing this process early, you gain lender confidence and the ability to submit serious, finance-backed offers.
Prequalified buyers close faster and negotiate stronger
Yaw Capital is more than a broker. We are deal architects with the financial and operational expertise to bridge buyers and capital markets efficiently.
Our team has facilitated over $2.8 billion in funded transactions across 75+ industries, ranging from tech and eCommerce to manufacturing and services.
Deep lender relationships across U.S. and international markets
Sophisticated deal structuring for both SBA and capital markets
Proven track record
Concierge-level guidance from prequal through post-close
Whether you’re purchasing your first business or your fiftieth, Yaw Capital is your partner from day one.Our team combines real-world M&A experience with financial expertise to ensure every deal is fundable, profitable, and positioned for long-term success.
Healthcare Sponsor
We needed a blend of institutional and private debt for a healthcare deal. Yaw Capital pulled it together seamlessly.
Franchise Investor
No one else had access to the franchise lenders we needed. Yaw Capital closed $30M in financing with incredible speed.
Manufacturer
Our manufacturing expansion needed a creative structure. Yaw Capital built a senior and subordinated package that fit perfectly.
PE-Backed Buyer
They closed a $22M brand deal for us by sourcing mezzanine debt. Without Yaw Capital, we would have had to give up much more equity.
SaaS Acquirer
Yaw Capital delivered flexible debt financing when we thought equity was our only option. Their network is unmatched.
Landscaping Business Owner
They didn’t just close my landscaping deal—they also negotiated working capital terms that made running the business easier.
Brewery Buyer
Many lenders wouldn’t touch breweries. Yaw Capital knew exactly who to call and got the deal financed.
CPA Firm Owner
Buying out my partner was emotional and complicated. Yaw Capital made the financing side stress-free.
Auto Shop Buyer
The auto repair deal had lender concerns, but Yaw Capital presented the valuation so well that we got it done.
Gym Franchisee
Expanding gyms is capital intensive, but Yaw Capital found the right SBA partner for me. They knew the fitness space inside and out.
Cleaning Company Buyer
As a first-time buyer, I needed hand-holding. Yaw Capital made sure I understood everything and matched me with a lender who moved fast.
Specialty Food Business Owners
They helped us buy our dream food business and even secured financing for the new equipment we needed. Couldn’t ask for better.
Home Healthcare Buyer
Healthcare deals are complex, but Yaw Capital navigated every step. Their lender relationships made the difference.
Childcare Operator
I didn’t think buying another daycare would be doable so soon, but Yaw Capital structured financing that covered licensing and upgrades.
Staffing Agency Buyer
The SBA loan process looked impossible until Yaw Capital stepped in. They found a lender who understood the staffing industry and made it work.
First-Time Buyer
If you want a partner that knows SBA inside and out, Yaw Capital is it. They helped me buy my dream business without unnecessary stress.
Outdoor Retail Buyer
The process was faster than I expected. Yaw Capital’s team knew how to push things forward and keep the lender accountable.
HVAC Buyer
I wasn’t sure I could get financing with limited capital, but Yaw Capital structured a deal with a seller note and SBA debt that worked perfectly.
Manufacturing Company Buyer
From day one, they treated me like a partner. Their SBA expertise and lender relationships gave me confidence at every step.
Marketing Agency Buyer
Other brokers told me my agency wasn’t financeable. Yaw Capital proved them wrong and found a lender who valued my recurring revenue contracts.
Dental Practice Owner
I was buying out my mentor’s dental practice and needed someone who could bridge the financing gap. Yaw Capital secured an SBA loan and guided me every step of the way.
Multi-Unit Franchisee
As a franchise operator, I’ve dealt with banks before. Yaw Capital delivered terms I didn’t think were possible and made expansion painless.
DTC Brand Buyer
The team understood online businesses better than any bank I spoke with. They matched me with a lender who ‘got it’ and closed my eCommerce acquisition in record time.
IT Services Buyer
Yaw Capital made buying my first business possible. I was overwhelmed by the SBA process, but they handled everything, found the right lender, and got me across the finish line.
Freight Company Buyer
Our trucking acquisition had a lot of moving parts. Yaw Capital knew which lenders were comfortable with logistics and got the deal closed despite industry volatility.
Reach out to YAW Capital for loans, business discussions or general inquiries.