Financing Larger Acquisitions with Capital Markets Expertise
When your acquisition goes beyond the SBA loan limits, you enter the world of capital markets financing-where deal size, structure, and lender sophistication require specialized guidance. Yaw Capital connects buyers with national and global lenders, including private equity debt funds, mezzanine lenders, family offices, and commercial banks, to secure business finance loans and provide expert lending for business solutions for acquisitions ranging from $5 million to $250 million+.
Capital markets lending is the process by which companies raise capital through traditional lenders (banks) as well as through more sophisticated institutional private capital. This form of lending for business is commonly used for business acquisitions, major projects, expansion, and long-term growth.
Business loans by a senior lender tends to be the backbone of a business acquisition, with mezzanine capital, private capital, and equity investors riding along in the capital stack. In the capital markets, lending can be customized. It has a wide network of institutional lenders, private credit funds, family offices, and providers of private equity loans.
In capital markets deals, structure matters more than just a credit score. How debt is combined, how payments are timed, and how risk is shared can directly impact cash flow, taxes, and long-term value.
Capital markets lending is meant for business buyers and investors looking to acquire companies in excess of $10M in Enterprise Value. If you’re buying a business that exceeds the SBA limits, this business finance loan opens the door to big checks, better leverage, and fewer restrictions. For instance, most loans in the capital markets arena are non-recourse, requiring no personal guarantees by acquirers or their acquisition vehicles.
It’s commonly used in private equity–backed deals, where the right debt structure can improve returns and save equity. Family offices also use capital markets lending when acquiring established businesses that generate steady cash flow and support long-term financial goals.
It also works well for platform acquisitions and roll-up strategies, where future add-on deals are part of the plan from day one. Last but not least, it’s perfect for transactions that demand multiple debt structures.
Understand this: not all acquisitions can be financed by a bank. As deal sizes grow and structures get more layered, traditional lenders often have to step back due to exposure limits, explicit terms, or a lack of room for changes in terms. Therefore, these transactions need capital markets lending. Our team has decades of experience arranging lending for businesses that are complicated and are of high value. We specialize in:
Mid-market acquisitions and roll-ups
that exceed SBA thresholds.
Private equity-backed transactions
requiring flexible debt packages.
Family office acquisitions
across healthcare, logistics, business services, and technology.
Industry platform deals
that need long-term, scalable financing.
Multi-layered financings
requiring syndication and multiple lender classes.
Yaw Capital is uniquely positioned to design and negotiate sophisticated capital stacks that align with your growth strategy. Typical structures include:
It is a form of debt that has the highest repayment priority within a borrower’s capital structure and is oftentimes (but not always) guaranteed by collateral (assets). These private equity loans are typically issued by below-investment-grade companies to institutional investors and often feature floating interest rates.
Mezzanine debt is a hybrid type of subordinated debt, which connects the senior debt and equity in a company’s capital structure. It has high interest rates due to increased risk but also has equity features like warrants for higher returns.
A syndicated facility (or syndicated loan) is a type of financing in which a group of two or more lenders, collectively known as a syndicate, offers a large loan to a single borrower under a standard set of terms and a loan agreement.
In larger transactions, success isn’t just about getting a term sheet — it’s about structuring a financing package that is sustainable and supports long-term growth. At Yaw Capital, we bring a deep understanding of covenant negotiation, lender syndication, and credit structuring. We work directly with your deal team, legal advisors, and target company to ensure that the financing aligns with your acquisition goals.
With Yaw Capital by your side, you get trusted advice, direct access to top institutional lenders and alternative debt providers and fail-proof strategies that make lending for business easier and faster and keep your acquisitions growing successfully for the years to come.
Our deal was far beyond what a normal business finance loan could support. Yaw Capital structured capital markets debt that matched our acquisition size and long-term plans.
They arranged a private equity loan that fit our recurring revenue model and acquisition pipeline. Capital markets execution was fast and clean.
Once SBA limits were off the table, a conventional business finance loan wasn’t an option. Yaw Capital connected us to institutional lenders and we got capital market lending on favorable terms.
We needed capital markets expertise. Yaw Capital sourced private equity loans that allowed us to close without giving up ownership.
Capital markets lending was the sole option for our deal. Yaw Capital replaced a rigid business finance loan approach with a flexible structure.
Reach out to YAW Capital for loans, business discussions or general inquiries.
Capital markets lending is a way to raise large, long-term funds for businesses. You don’t have to rely on one lender. You can access a wide network of investors, including institutional lenders, private credit funds, and financial institutions. In this, the deals are structured with longer repayment terms and customized debt layers.
A business finance loan is borrowed from a single bank and is best for small deals. Capital markets lending raises funding from multiple institutional and private investors for big transactions. It focuses less on just your credit score and more on deal structure, cash flow, and long-term growth.
You should consider capital markets lending over SBA financing when your deal is over $10M, if it has to be approved fast, if you need flexible terms, if time is short, or if the structure is more complicated than a standard loan.
Yes, private equity loans are widely used for business acquisitions. In fact, they are one of the most common loans private equity firms use to buy companies. These loans are often combined with investor equity to fund acquisitions through leveraged buyouts (LBOs), which allow buyers to acquire larger businesses without tying up all their own capital.
Yaw Capital structures capital markets financing by finding the right lenders and loan types for your deal through thousands of partnerships built up over decades of experience in the sector. We create financing stacks using senior loans, mezzanine debt, and private credit based on your acquisition size and goals. This approach helps you use less of your own cash, get better terms, and close larger deals with confidence.
