Introduction
Home services like HVAC, plumbing, and landscaping are strong acquisition targets but highly seasonal. Yaw Capital structured financing for a $2.2M HVAC business acquisition.
The Challenge
- Seasonality concerned lenders.
- Buyer had technical but not ownership experience.
- Working capital needs were high.
Our Solution
Yaw Capital arranged:
- SBA financing with seller note.
- Seasonal repayment flexibility.
- Emphasis on maintenance contract revenue.
The Outcome
Closed in 65 days. Buyer doubled service trucks and increased recurring maintenance contracts.
Key Takeaways
- Maintenance contracts improve lender confidence.
- Seller notes reduce buyer equity needs.
- Seasonality can be managed with structured terms.
