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Privacy Policy

Effective Date: January 1, 2025

Your privacy is important to us. This Privacy Policy explains how Yaw Capital (“we,” “us,” or “our”) collects, uses, and protects your information. By using our Services, you consent to this Privacy Policy.

1. Information We Collect

We may collect the following types of information:

  • Personal Information: Name, email, phone, address, date of birth, and financial details you provide for prequalification.
  • Business Information: Company name, financial statements, acquisition details, and other data related to financing.
  • Technical Data: IP address, browser type, device identifiers, and cookies.

2. How We Use Your Information

We use your information to:

  • Evaluate prequalification and financing options.
  • Match you with lenders most likely to approve your request.
  • Communicate with you about services, updates, and opportunities.
  • Improve our Services and user experience.
  • Comply with legal and regulatory obligations.

3. Sharing of Information

We may share your information with:

  • Trusted lenders and financial partners to evaluate and provide financing options.
  • Service providers who support our operations (IT, compliance, data storage).
  • Legal authorities when required by law or to protect our rights.

We do not sell your personal information for money. However, our website uses advertising and analytics cookies (such as Google Ads and Google Analytics) that may share certain online identifiers and browsing activity with third parties. Under the California Consumer Privacy Act (CCPA), as amended by the California Privacy Rights Act (CPRA), this activity may be considered “selling” or “sharing” of personal information. You have the right to opt out of this sharing at any time using the “Opt-out preferences” link in our website footer. See Section 12 for details.

4. Data Security

Yaw Capital uses encryption, firewalls, and other industry-standard safeguards to protect your data. However, no system is 100% secure. You acknowledge that electronic transmissions carry inherent risks.

5. Data Retention

We retain your information only as long as necessary to provide services, comply with legal obligations, and resolve disputes.

6. Data Sharing

Customer data is not shared with 3rd parties for promotional or marketing purposes. Mobile opt-in and consent are never shared with anyone for any purpose. Any information sharing that may be mentioned elsewhere in this policy excludes mobile opt-in data.

Messaging Terms and Conditions

By providing your phone number and agreeing to receive texts, you consent to receive text messages from Yaw Capital LLC, from (877) 386-7775 regarding customer care. Consent is not a condition of purchase. Message frequency varies. Message & data rates may apply. You can reply STOP to unsubscribe at any time or HELP for assistance. You can also contact us at (877) 386-7775 or info@yawcapital.com. Mobile opt-in information is never shared with third parties.

7. Your Rights

Depending on your jurisdiction (e.g., under GDPR or CCPA), you may have rights to:

  • Access, correct, or delete your information.
  • Request a copy of your data in a portable format.
  • Opt out of data sharing for marketing purposes.
  • File a complaint with a regulatory authority.

Requests may be submitted to info@yawcapital.com.

8. Cookies & Tracking

Our website uses cookies and similar technologies to improve user experience and analyze traffic. You can adjust your browser settings to refuse cookies, though some features may not function properly. We also provide a consent banner and an “Opt-out preferences” center on our website so you can accept or decline non-essential cookies, including analytics and advertising cookies. Our website honors browser-based opt-out signals, including the Global Privacy Control (GPC) and “Do Not Track” requests where technically feasible.

9. Children's Privacy

Our Services are not directed to individuals under 18. We do not knowingly collect information from children. If we learn that we have collected such data, we will delete it immediately.

10. International Users

If you access our Services from outside the U.S., your information may be transferred to and stored in the United States, where privacy laws may differ from your country.

11. Changes to This Policy

We may update this Privacy Policy at any time. Updates will be posted with a revised effective date.

12. Your California Privacy Rights (CCPA/CPRA)

This section applies to California residents and supplements the information provided elsewhere in this Privacy Policy. It is provided in accordance with the California Consumer Privacy Act (CCPA), as amended by the California Privacy Rights Act (CPRA).

Categories of Personal Information We Collect

In the preceding 12 months, we may have collected the following categories of personal information: identifiers (such as name, email address, phone number, postal address, and IP address); financial and commercial information (such as financial details and acquisition information you provide for prequalification); internet or other electronic network activity (such as browsing behavior, device identifiers, and cookie data); and inferences drawn from the above.

How We Use and Disclose Personal Information

We use these categories of personal information for the business purposes described in Section 2 of this Policy. We may disclose identifiers, financial/commercial information, and internet activity information to the categories of recipients described in Section 3, including lenders and financial partners, service providers, and legal authorities.

“Sale” and “Sharing” of Personal Information

We do not sell your personal information in exchange for money. However, our use of third-party advertising and analytics cookies may constitute a “sale” or “sharing” of personal information (specifically online identifiers and internet activity) under the CCPA/CPRA. We do not knowingly sell or share the personal information of consumers under 16 years of age.

Your California Rights

As a California resident, you have the right to:

  • Know / Access: Request that we disclose the categories and specific pieces of personal information we have collected about you, the sources of that information, the purposes for collecting it, and the categories of third parties with whom we share it.
  • Delete: Request that we delete personal information we have collected from you, subject to certain legal exceptions.
  • Correct: Request that we correct inaccurate personal information we maintain about you.
  • Opt Out of Sale/Sharing: Direct us not to sell or share your personal information. You can exercise this right at any time via the “Opt-out preferences” link in our website footer.
  • Limit Use of Sensitive Personal Information: Where applicable, request that we limit the use and disclosure of sensitive personal information to permitted purposes.
  • Non-Discrimination: Not receive discriminatory treatment for exercising any of your CCPA/CPRA rights.

How to Exercise Your Rights

You may exercise your CCPA/CPRA rights by emailing us at info@yawcapital.com or by calling us at (877) 386-7775. To opt out of the sale or sharing of your personal information for cookie-based advertising, use the “Opt-out preferences” link located in the footer of our website. We will verify your request using the information associated with your account or interactions with us before responding.

Authorized Agents

You may designate an authorized agent to submit requests on your behalf. We may require the agent to provide proof of authorization and may require you to verify your identity directly with us.

Response Timeframe

We will confirm receipt of your request within 10 business days and respond substantively within 45 days, with the possibility of a 45-day extension where reasonably necessary and permitted by law.

13. Contact Us

For questions about this Privacy Policy, contact us at info@yawcapital.com. You may also reach us by phone at (877) 386-7775 or by mail at 550 N Reo Street, Suite 300, Tampa, FL 33609.

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