Financial Privacy Policy

Effective Date: January 1, 2026 | Last Updated: January 1, 2026

This Financial Privacy Policy explains how Yaw Capital, LLC (“Yaw Capital,” “we,” “our,” or “us”) collects, uses, maintains, protects, and discloses financial information obtained from consumers, prospective borrowers, business owners, buyers, guarantors, affiliates, referral sources, and other users of our website, prequalification tools, financing placement services, and related communications.

Yaw Capital is not a bank or direct lender. Yaw Capital provides financing placement, referral, prequalification, and related services by working with third-party lenders, financing sources, service providers, and referral partners. Loan products, approvals, terms, conditions, documentation, and funding are subject to third-party lender review and approval.

This policy is intended to supplement, and not replace, our general Website Privacy Policy, Terms of Use, Gramm-Leach-Bliley Act Privacy Notice, authorization forms, loan application disclosures, lender disclosures, and other notices provided to you.

1. Information We May Collect

Depending on your interaction with us, we may collect nonpublic personal information, financial information, business information, and related documentation, including:

Name, address, email address, telephone number, date of birth, government identification information, and other identifying information;
Social Security number, Taxpayer Identification Number, credit history, credit score information, debt obligations, income, assets, liabilities, net worth, liquidity, and collateral information;
Business financial statements, tax returns, bank statements, balance sheets, profit and loss statements, debt schedules, customer or contract information, purchase agreements, letters of intent, transaction materials, and related acquisition financing information;
Information provided by you, your representatives, brokers, accountants, attorneys, referral sources, lenders, credit bureaus, financial institutions, data vendors, and service providers;
Website, device, analytics, communication, and usage information collected when you visit YawCapital.com, submit a form, upload documents, schedule a call, email us, text us, call us, or otherwise communicate with us.

2. How We Use Information

We use collected information for legitimate business, compliance, underwriting support, and financing placement purposes, including to:

Evaluate financing eligibility, lender fit, transaction structure, debt service coverage, collateral, liquidity, guarantor strength, and related credit factors;
Prepare, submit, support, and manage financing inquiries, prequalification requests, lender introductions, loan packages, and related diligence materials;
Communicate with you, your representatives, lenders, brokers, referral partners, vendors, service providers, and other parties involved in a potential financing transaction;
Verify information, prevent fraud, comply with legal and regulatory obligations, respond to lawful requests, maintain records, and enforce our agreements;
Improve our website, intake process, financing workflows, customer experience, training, analytics, and internal operations.

3. When We May Share Information

Yaw Capital may share information when reasonably necessary to provide our services, process a financing request, comply with law, or operate our business. This may include sharing information with:

Third-party lenders, banks, SBA lenders, non-bank lenders, credit providers, capital sources, and financing partners;
Loan packaging, underwriting support, credit reporting, identity verification, document management, CRM, cloud storage, analytics, marketing, legal, accounting, compliance, and technology service providers;
Business brokers, referral partners, transaction advisors, attorneys, accountants, and other representatives involved in the transaction, where authorized or reasonably necessary;
Governmental, regulatory, law enforcement, tax, court, arbitration, or dispute-resolution authorities when required or permitted by law;
Successors, assigns, or purchasers in connection with a merger, acquisition, financing, restructuring, sale of assets, or transfer of all or part of our business, subject to applicable confidentiality and privacy obligations.

4. Vermont Consumer Financial Privacy

For consumers with a Vermont mailing address, Vermont financial privacy law may impose additional restrictions on sharing nonpublic personal financial information with nonaffiliated third parties. To the extent applicable, Yaw Capital will not share a Vermont consumer’s nonpublic personal financial information with a nonaffiliated third party unless the sharing is permitted by law, covered by an applicable exception, or authorized by the consumer in writing or electronically.

Where authorization is required, Yaw Capital may request a separate consent or authorization before disclosing nonpublic personal financial information to a lender, financing source, referral partner, broker, advisor, vendor, or other nonaffiliated third party. Vermont consumers may contact us using the contact information below to request additional information about our financial privacy practices.

5. Confidentiality and Safeguards

Yaw Capital uses administrative, technical, and physical safeguards designed to protect nonpublic personal information and financial records from unauthorized access, disclosure, misuse, alteration, and destruction. These safeguards may include access controls, password protection, secure file transfer methods, restricted user permissions, vendor diligence, employee training, and records management procedures.

No website, email system, cloud system, electronic transmission, or storage method is completely secure. You should avoid sending sensitive information through unsecured channels and should follow any secure upload or document transmission instructions we provide.

6. Third-Party Lenders and Service Providers

When information is shared with third-party lenders, financing sources, or other transaction parties, those parties may maintain their own privacy policies, information security practices, credit policies, underwriting standards, consumer notices, opt-out processes, and document retention practices. Yaw Capital is not responsible for the independent privacy practices of third-party lenders or other unaffiliated parties after information has been properly transmitted to them.

7. Credit Reports and Verification

With your authorization, we or our lending partners may obtain credit reports, background information, verification reports, or other information from credit bureaus, financial institutions, data vendors, governmental databases, or other sources. Credit report access, permissible purpose, adverse action, and related consumer rights may be governed by separate federal or state notices and authorizations.

8. Cookies, Analytics, and Website Information

YawCapital.com may use cookies, pixels, analytics tools, call tracking, form tracking, advertising tools, and similar technologies to operate the website, measure performance, improve user experience, and evaluate marketing effectiveness. These technologies may collect device, browser, IP address, referral, page interaction, and similar information. Additional information may be provided in our general Website Privacy Policy and cookie disclosures.

9. Data Retention

We retain information for as long as reasonably necessary to provide services, support financing inquiries, comply with legal and regulatory requirements, resolve disputes, maintain business records, support audits, and enforce agreements. Retention periods may vary depending on the type of information, transaction status, lender requirements, regulatory obligations, and applicable law.

10. Consumer Choices and Requests

You may contact us to request access to, correction of, or deletion of certain information, or to ask questions about our sharing practices. We will respond as required by applicable law. Some information may need to be retained for legal, regulatory, fraud prevention, dispute resolution, accounting, underwriting, or records management purposes.

To the extent an opt-out, consent withdrawal, or sharing limitation applies, please contact us using the information below. Limiting certain sharing may affect our ability to provide loan origination, lender matching, prequalification, or financing placement services.

11. Former Customers and Applicants

Yaw Capital protects information about former customers, former applicants, declined applicants, withdrawn applicants, and inactive users in accordance with this policy, our GLBA Privacy Notice, our records retention practices, and applicable law.

12. Children’s Privacy

Yaw Capital’s services are intended for adults and businesses seeking financing, acquisition financing, or related services. We do not knowingly collect information from children under 13 years of age.

13. Changes to This Policy

We may update this Financial Privacy Policy from time to time. The updated version will be posted on YawCapital.com with a revised effective date. Your continued use of our website or services after an updated policy is posted means you acknowledge the updated policy.

14. Contact Us

Questions about this Financial Privacy Policy, Vermont financial privacy rights, privacy requests, or information sharing practices may be directed to:

Yaw Capital, LLC
NMLS ID: 2794701
550 N Reo Street, Suite 300
Tampa, FL 33609
Email: [info@yawcapital.com]
Phone: (877) 386.7775