Skip to content Effective Date: January 1, 2025
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires financial companies to tell you how they collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
When you are no longer our customer or applicant, we continue to share your information as described in this notice.
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information, the reasons Yaw Capital chooses to share, and whether you can limit this sharing.
| Reasons we can share your personal information | Does Yaw Capital share? | Can you limit this sharing? |
|---|---|---|
| For our everyday business purposes, such as to process your financing request, submit information to lenders or service providers, maintain your account or file, respond to court orders and legal investigations, report to credit bureaus, or support fraud prevention and compliance. | Yes | No |
| For our marketing purposes, such as to offer our products and services to you. | Yes | No |
| For joint marketing with other financial companies, lenders, brokers, referral partners, or financial-related service providers. | Yes | No, except where state law gives you additional rights |
| For our affiliates’ everyday business purposes, such as information about your transactions and experiences. | Yes | No |
| For our affiliates’ everyday business purposes, such as information about your creditworthiness. | No | We do not share |
| For our affiliates to market to you. | No | We do not share |
| For nonaffiliates to market to you. | No | We do not share |
Although Yaw Capital does not currently share in a way that gives you a federal opt-out right under the categories above, certain state laws may provide additional rights. Vermont consumers should review the “Vermont Consumers” section below.
To ask questions or submit a privacy request, contact us at: info@yawcapital.com
Please note: If you are a new customer or applicant, we can begin sharing your information from the date we provide this notice, subject to applicable law and any required authorization. When you are no longer our customer or applicant, we continue to share your information as described in this notice.
| Who is providing this notice? | Yaw Capital, LLC, NMLS ID: 2794701. |
|---|---|
| What does Yaw Capital do? | Yaw Capital provides financing placement, loan prequalification, lender matching, and related services. Yaw Capital is not a bank or direct lender. Loan products, approvals, terms, conditions, documentation, and funding are provided by third-party lending partners and are subject to underwriting and lender approval. |
| How does Yaw Capital protect my personal information? | To protect your personal information from unauthorized access and use, we use security measures designed to comply with applicable law. These measures may include computer safeguards, restricted access, secure systems, vendor controls, employee training, and document retention procedures. |
|---|---|
| How does Yaw Capital collect my personal information? | We collect your personal information, for example, when you submit a financing inquiry, complete a prequalification form, apply for financing, provide financial documents, authorize a credit review, communicate with us, or use YawCapital.com. We may also collect information from others, such as credit bureaus, lenders, brokers, referral partners, advisors, service providers, affiliates, or other companies. |
| Why can’t I limit all sharing? | Federal law gives you the right to limit only certain sharing, including sharing for affiliates’ everyday business purposes involving information about your creditworthiness, affiliates from using your information to market to you, and nonaffiliates to market to you. State laws and individual companies may give you additional rights to limit sharing. |
| What happens when I limit sharing for an account or application I hold jointly with someone else? | Your choice will apply to everyone on your account, application, or transaction, unless you tell us otherwise or unless applicable law requires a different result. |
| Affiliates | Companies related by common ownership or control. They can be financial and nonfinancial companies. Yaw Capital’s affiliates may include companies under common ownership or control, if any. |
|---|---|
| Nonaffiliates | Companies not related by common ownership or control. They can be financial and nonfinancial companies, such as third-party lenders, banks, credit providers, capital sources, brokers, referral partners, service providers, and professional advisors. |
| Joint marketing | A formal agreement between nonaffiliated financial companies that jointly market financial products or services to you. Yaw Capital may jointly market with lenders, financing sources, brokers, referral partners, or other financing-related companies, subject to applicable law. |
If you have a Vermont mailing address, Vermont financial privacy law may provide additional protections. To the extent applicable, Yaw Capital will not share a Vermont consumer’s nonpublic personal financial information with a nonaffiliated third party unless the sharing is permitted by law, covered by an applicable exception, or authorized by the consumer in writing or electronically. Where authorization is required, we may request separate consent before sharing information with a lender, financing source, referral partner, broker, service provider, advisor, or other nonaffiliated third party.
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