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Terms of Use

Effective Date: January 1, 2025

Welcome to Yaw Capital (“Yaw Capital,” “we,” “us,” or “our”). By accessing or using our website, services, or resources (collectively, the “Services”), you agree to be bound by these Terms of Use (“Terms”). Please read carefully. If you do not agree, you must discontinue use immediately.

1. Scope of Services

Yaw Capital provides advisory services that connect buyers, sellers, and companies with lenders and capital providers for business acquisitions. We are not a bank, direct lender, investment advisor, or fiduciary. Nothing on our website, in our prequalification process, or in our communications constitutes legal, tax, accounting, or investment advice.

2. Eligibility

By using our Services, you represent and warrant that you:

  • Are at least 18 years of age.
  • Have the legal authority to enter into these Terms.
  • Will provide accurate, complete, and up-to-date information.

3. No Guarantee of Financing

Prequalification results, introductions, or lender matches provided by Yaw Capital do not constitute an offer, commitment, or guarantee of financing. All loans are subject to independent third-party lender underwriting, credit approval, and compliance with applicable laws and regulations.

4. Confidentiality & Data Security

Yaw Capital treats information submitted through our Services as confidential and uses commercially reasonable safeguards to protect it. You acknowledge, however, that electronic communications may carry inherent risks. By submitting information, you authorize us to share it with vetted third-party lenders, partners, or service providers solely for the purpose of evaluating financing options.

5. Intellectual Property

All content, trademarks, logos, and materials made available through our Services are owned by or licensed to Yaw Capital. You may not copy, distribute, modify, or use our content for commercial purposes without prior written consent.

6. Prohibited Conduct

You agree not to:

  • Misrepresent your identity or provide false information.
  • Use our Services for fraudulent, illegal, or unauthorized purposes.
  • Attempt to disrupt, damage, or gain unauthorized access to our systems or networks.
  • Solicit Yaw Capital employees, contractors, or lender relationships for your own commercial purposes.

7. Third-Party Services & Links

Our Services may link to or reference third-party websites, lenders, or service providers. Yaw Capital does not control and is not responsible for their products, services, or practices. Your dealings with third parties are solely between you and them.

8. Disclaimers & Limitations

  • No Fiduciary Duty: Yaw Capital does not act as a fiduciary, agent, or advisor to you.
  • Forward-Looking Statements: Any financial projections or illustrative examples are for discussion purposes only and are not guarantees of performance.
  • Disclaimer of Warranties: Our Services are provided “as is” and “as available” without warranties of any kind, express or implied.
  • Limitation of Liability: To the fullest extent permitted by law, Yaw Capital shall not be liable for any indirect, incidental, consequential, or punitive damages. Our aggregate liability shall not exceed $100.
  • Limitation of Claims Period: Any claim arising out of or relating to these Terms or our Services must be filed within 12 months after the claim accrues, or it is permanently barred.

9. Indemnification

You agree to indemnify, defend, and hold harmless Yaw Capital, its affiliates, officers, employees, contractors, and partners from any claims, damages, liabilities, and expenses arising from your use of our Services or violation of these Terms.

10. Force Majeure

Yaw Capital shall not be liable for any delay, interruption, or failure in performance resulting from causes beyond our reasonable control, including but not limited to natural disasters, cyberattacks, strikes, government actions, regulatory changes, or pandemics.

11. Governing Law & Dispute Resolution

These Terms shall be governed by the laws of the State of Florida, without regard to conflict of law principles. All disputes shall be resolved exclusively through binding arbitration in Orlando, Florida under the rules of the American Arbitration Association (AAA).

  • Class Action Waiver: You agree that all disputes will be resolved on an individual basis, and you waive any right to participate in a class action, class arbitration, or representative proceeding.
  • Jury Trial Waiver: You waive any right to a jury trial in any judicial proceeding.

12. Entire Agreement

These Terms constitute the entire agreement between you and Yaw Capital regarding your use of our Services and supersede all prior or contemporaneous agreements, representations, and understandings.

13. Changes to Terms

Yaw Capital reserves the right to update these Terms at any time. Updates will be effective immediately upon posting. Continued use of our Services constitutes acceptance of the revised Terms.